The 4GB memory really hobbles the use of this as a smartphone. I bought this as a traveling spare and emergency phone and for that, I think it would be acceptable. But, for regular use, the limited memory means only a few apps can be installed. I added an SD card, but most apps cannot move all of their data to a card. With some work, you can get FB and instagram installed, but not much else.

When you use your debit card for the most part instead of checks, you run out of these registers long before you run out of checks. These are exactly the quality that come with any box of checks I've ordered.