This was the required text for a graduate level finance course that I took recently. Just a tip, if you need this text for a course that uses the 13th edition, there are only slight variations between the 12th and 13th. I found that most of the homework problems were the same with only a few exceptions. For the exceptions, the content of the problems was similar, just different numbers. I was able to get the correct numbers from a classmate.

This is a tool that every caring mom, dad (Parents) should always have in the baby bag, this little sucker has become my gift of choice for every baby shower I go.